Hi lovelies,

Often, when people are discussing investments, they mean stocks, shares, and 401(k). Those kinds of investments are great, but there are so many other options when it comes to investments. It is not a one-size-fits-all financial space. 

There are many places where you can invest your money, enjoy the product, and get a better quality of life from them in the short and long term. When you are finished with them, you can sell them on - usually at a decent profit. 

The great thing is that you don’t need to be sweating over a phone to make investments; you can choose what you like. Here are a few options that just make great sense. 

Property
Getting on the property ladder makes a huge difference to your income pretty quickly - if you choose to rent that property out. Not everyone can afford to purchase multiple houses or stretch to convert a dilapidated barn into an apartment worth millions. But when you can make the investment, even if it is via something like a real estate crowdfunding platform, it is something that you should consider. Here is why:

• Capital Growth - When it comes to property there are significant returns to be had if you keep the property for 5 or more years

• Added Value - when you have the right permissions, you can improve the property with extensions, landscaping, and more. This will give a higher selling price. 

• Physical Assets - Unlike stocks and shares, the property is a tangible asset. It isn’t likely that your home can be stolen or go missing. Which is why many people prefer this type of investment. 

Diamonds
Another tangible asset and a beautiful one at that. You can keep this asset locked away in your property or a safety deposit box. The choice is yours. Gold and diamonds are durable and unlikely to get damaged or broken. You can find gold, estate jewelry, and loose diamonds for sale online. They hold their price well, and loose diamonds specifically can be turned into other jewelry that you can wear. 

Quick guide for these investments:

• Understand your classes, colors, and carats

• Buy within your budget

• Diversify the type you buy, different sizes and weights - build your collection over time

• Loose and mounted are a personal preference

Smaller purchases over time mount up pretty quickly. 

Fashion
This is an often-overlooked item, but when it comes to holding price, and becoming a collectible, fashion is a great option. A few staples that are always in fashion are:

• Crisp white shirts

• Trouser suits

• Tea dress

• Leather jacket

• LBD

Those sound pretty basic, but when you choose to invest in designer pieces, classic pieces that have held value for tens of years and more. Handbags and shoes hold or increase in value so long as they aren’t too worn in. Like jewelry, they can be sold pretty quickly if you decide to. 

There are some vintage classics to be found on eBay and thrift stores. As well as a website dedicated to sourcing classics. 

The next time you are looking for simple ways to make your money work for you, or build up wealth over time, any of these options will be ideal.